AI asset

Consumer Credit Scoring v4

Retail Lending · Production · owned by D. Osei · Critical criticality

compliance score

At risk

Controls

mapped to this asset

Failing

need remediation

Open findings

2 total

Overdue tests

past their next due date

Control tests

HN-DL-01End-to-end feature lineage recorded

Data Lineage · weight 1.5 · last tested 2026-08-05

HN-EX-01Adverse action reason codes generated

Explainability · weight 1.5 · last tested 2026-07-28

HN-FA-01Disparate impact testing by protected class

Fairness · weight 1.5 · last tested 2026-06-30

HN-MR-01Independent model validation before release

Model Risk · weight 1.5 · last tested 2026-07-14

HN-RS-03Change approval with rollback plan

Resilience · weight 1 · last tested 2026-03-30

Findings

Disparate impact gap exceeds threshold for one applicant segment

HN-FA-01 · 73d old

Rollback plan not attached to last scoring release

HN-RS-03 · 164d old

Record