ECOA / Reg B policy

Fair Lending & Model Fairness Policy

Fairness · owned by Priya N. · review due 2026-09-30

published

Framework

ECOA / Reg B

Controls enforcing

Passing

2/5

Review due

2026-09-30

Controls that enforce this policy

HN-EX-01Adverse action reason codes generated

Consumer Credit Scoring v4 · last tested 2026-07-28

HN-EX-02Customer-facing explanation review

Branch Servicing Assistant (LLM) · last tested 2026-09-13

HN-FA-01Disparate impact testing by protected class

Consumer Credit Scoring v4 · last tested 2026-06-30

HN-FA-02Proxy variable screening in features

Collections Propensity Model · last tested 2026-05-22

HN-FA-03Fairness metrics tracked post-deployment

Marketing Next-Best-Offer · last tested never

Policy record